Bitte sagen Sie uns, ob Sie Ihr Konto privat oder geschäftlich nutzen wollen. PayPal ist ein beliebtes online Bezahlsystem - sicher, einfach und akzeptiert in. Mit PayPal können Sie weltweit bezahlen, verkaufen und Geld senden.
Established in as Confinity,  PayPal had its initial public offering in , and became a wholly owned subsidiary of eBay later that year.
In , eBay announced plans to spin-off PayPal into an independent company by mid and this was completed on July 18, In March , Confinity merged with X.
PayPal acquired the VeriSign payment solution in to expand its e-commerce business and provide added security support. By , PayPal had over million active user accounts in markets through 25 different currencies.
The denial of service attacks occurred in December , after PayPal stopped processing donations to WikiLeaks. On December 5, , 13 of the PayPal 14 pleaded guilty to misdemeanor and felony charges related to the attacks.
The company continued to build its Merchant Services division, providing e-payments for retailers on eBay. In , PayPal announced that it would begin moving its business offline so that customers can make payments via PayPal in stores.
In , PayPal acquired IronPearl, a Palo Alto startup offering engagement software,  and Braintree , a Chicago -based payment gateway , to further product development and mobile services.
It was announced on September 30, , that eBay would spin off PayPal into a separate publicly traded company, a move demanded in by activist hedge fund magnate Carl Icahn.
The spin-off was completed on July 18, PayPal will cease to process card payments for eBay at that time.
On July 1, , PayPal announced that it was acquiring digital money transfer company Xoom Corporation. The deal was closed in the fourth quarter of This is PayPal's largest acquisition to date and the company claims that it is the in-store expertise and digital marketing strength that will complement its own online and mobile payment services.
In addition, it was announced on October 2, that PayPal would be the official jersey sponsor for the Phoenix Suns.
The PayPal European headquarters are located in Luxembourg and the international headquarters are in Singapore. PayPal opened a technology center in Scottsdale, Arizona in ,  and a software development center in Chennai , India in As of [update] , PayPal operates in markets and has million active, registered accounts.
PayPal allows customers to send, receive, and hold funds in 25 currencies worldwide. PayPal's services allow people to make financial transactions online by granting the ability to transfer funds electronically between individuals and businesses.
It is not necessary to have a PayPal account to use the company's services. From to , PayPal operated Student Accounts, allowing parents to set up a student account, transfer money into it, and obtain a debit card for student use.
The program provided tools to teach how to spend money wisely and take responsibility for actions. In November , PayPal opened its platform, allowing other services to get access to its code and to use its infrastructure in order to enable peer-to-peer online transactions.
PayPal Credit offers shoppers access to an instant online revolving line of credit at thousands of vendors that accept PayPal, subject to credit approval.
PayPal Credit allows consumers to shop online in much the same way as they would with a traditional credit card. One year after acquiring Braintree , PayPal introduced its "One Touch" service, which allows users to pay with a one-touch option on participating merchants websites or apps.
In , the company launched "PayPal Here", a small business mobile payment system that includes a combination of a free mobile app and a small card-reader that plugs into a smart phone.
PayPal launched an updated app for iOS and Android in that expanded its mobile app capabilities by allowing users to search for local shops and restaurants that accept PayPal payments, order ahead at participating venues, and access their PayPal Credit accounts formerly known as Bill Me Later.
Second, we began expanding PayPal to eBay's international sites. And third, we started to build PayPal's business off eBay.
In the first phase, payment volumes were coming mostly from the eBay auction website. The system was very attractive to auction sellers, most of which were individuals or small businesses that were unable to accept credit cards, and for consumers as well.
In fact, many sellers could not qualify for a credit card Merchant account because they lacked a commercial credit history.
The service also appealed to auction buyers because they could fund PayPal accounts using credit cards or bank account balances, without divulging credit card numbers to unknown sellers.
Until , PayPal's strategy was to earn interest on funds in PayPal accounts. However, most recipients of PayPal credits withdrew funds immediately.
To solve this problem, PayPal tailored its product to cater more to business accounts. Instead of relying on interests earned from deposited funds, PayPal started relying on earnings from service charges.
They offered seller protection to PayPal account holders, provided that they comply with reimbursement policies. After fine-tuning PayPal's business model and increasing its domestic and international penetration on eBay, PayPal started its off-eBay strategy.
This was based on developing stronger growth in active users by adding users across multiple platforms, despite the slowdown in on-eBay growth and low-single-digit user growth on the eBay site.
A late reorganization created a new business unit within PayPal—Merchant Services—to provide payment solutions to small and large e-commerce merchants outside the eBay auction community.
Starting in the second half of , PayPal Merchant Services unveiled several initiatives to enroll online merchants outside the eBay auction community, including: PayPal can be used in more than countries.
Different countries have different conditions: Send only Package Service allows sending only, valid in 97 countries , PayPal Zero package suggests the possibility of enrollment, entry, and withdrawal of funds in foreign currency, but the user can not hold the balance PayPal account, operates in 18 countries , SRW Send - Receive - Withdrawal the possibility of enrollment, input-output and the ability to keep your PayPal account balance in the currency and to transfer to the card when the user sees fit, operates in 41 countries and Local Currency SRW plus opportunity to conduct transactions in local currency, 21 countries.
In January , PayPal ceased operations in the Crimea in compliance with international sanctions against Russia and Crimea. PayPal has disabled sending and receiving personal payments in India, thus forcing all recipients to pay a transaction fee.
PayPal plans to make India an incubation center for the company's employee engagement policies. In , PayPal hired people for its offices in Chennai and Bangalore.
On 8 November , PayPal launched domestic operations under PayPal Payments Private Limited and now provides digital payment solutions for merchants and customers in India.
PayPal is available in Israel  but is not available in the Palestinian territories. This discrepancy has prompted tech companies to seek a policy change from PayPal.
In late March , new Japanese banking regulations forced PayPal Japan to suspend the ability of personal account holders registered in Japan from sending or receiving money between individuals and as a result are now subject to PayPal's business fees on all transactions.
PayPal enters agreements with five Pakistani banks. The dam fund was set up to collect donations to support construction of the Diamer Bhasha and Mohmand dams.
Since it was created, various lawmakers and public officials have been making contributions to it, and many Pakistanis living abroad are also wanting to help out.
Eight years after the company first started operating in the country, Paypal ceased operations in Turkey on 6 June when Turkish financial regulator BDDK denied it a payments license.
The regulators had demanded that Paypal's data centers be located inside Turkey to facilitate compliance with government and court orders to block content and to generate tax revenue.
PayPal said that the closure will affect tens of thousands of businesses and hundreds of thousands of consumers in Turkey. PayPal Giving Fund is a registered charity supported by Paypal that streamlines donations to nonprofit organizations.
PayPal launches different marketing activities in various channels and emphasizes that consumers can use it in different ways.
PayPal provides free analytics to traders about the ways that consumers utilise online payments. PayPal's code gathers the consumer information which can be installed on the trader's website.
Thiel, a founder of PayPal, has stated that PayPal is not a bank because it does not engage in fractional-reserve banking. In the United States , PayPal is licensed as a money transmitter , on a state-by-state basis.
Ordinarily, a credit card transaction, specifically the relationship between the issuing bank and the cardholder, is governed by the Truth in Lending Act TILA 15 U.
Basically, unless a PayPal transaction is funded with a credit card, the consumer has no recourse in the event of fraud by the seller.
In , PayPal Europe was granted a Luxembourg banking license, which, under European Union law, allows it to conduct banking business throughout the EU.
Use "" for the unsigned case. Resulting unsecured JWT after Base64 and simple concatenation: Contains a unique user-generated ID that you can use to enforce idempotency.
If you omit this header, the risk of duplicate transactions increases. A POST method successfully created a resource.
If the resource was already created by a previous execution of the same method, for example, the server returns the HTTP OK status code.
The server successfully executed the method but returns no response body. Request is not well-formed, syntactically incorrect, or violates schema.
The server could not understand the request. Indicates one of these conditions: The API cannot convert the payload data to the underlying data type.
The data is not in the expected data format. A required field is not available. A simple data validation error occurred. Authentication failed due to invalid authentication credentials.
The request requires authentication and the caller did not provide valid credentials. Authorization failed due to insufficient permissions.
The client is not authorized to access this resource although it might have valid credentials. For example, the client does not have the correct OAuth 2 scope.
Additionally, a business-level authorization error might have occurred. For example, the account holder does not have sufficient funds.
The server did not find anything that matches the request URI. Either the URI is incorrect or the resource is not available. For example, no data exists in the database at that key.
The server does not implement the requested HTTP method. The service does not support the requested HTTP method. The server does not implement the media type that would be acceptable to the client.
The server cannot use the client-request media type to return the response payload. For example, this error occurs if the client sends an Accept: The API cannot process the media type of the request payload.
For example, this error occurs if the client sends a Content-Type: The API cannot complete the requested action, or the request action is semantically incorrect or fails business validation.
The API cannot complete the requested action and might require interaction with APIs or processes outside of the current request.
No systemic problems limit the API from completing the request. For example, this error occurs for any business validation errors, including errors that are not usually of the type.
Blocked due to rate limiting. The rate limit for the user, application, or token exceeds a predefined value. An internal server error has occurred. A system or application error occurred.
Although the client appears to provide a correct request, something unexpected occurred on the server. Autre chose a faire que de perdre mon temps! Il me dit de cliquer un lien afin de rembourser seulement par carte bancaire??
Pas possible vu free! Est-ce une tentative de fraude? Je ne comprends pas pourquoi. La seule solution c le telephone mais le telephone ne fonctionne pas.
Je ne peux meme pas les contacter par mail vue que pour les contacter il faut se connecter. Il me semble que je ne suis pas le seul.
IL me semble que vous etes au courant de cette histoire. Maintenant je voudrais savoir qui a pu ouvrir se compte sans ma carte bancaire.